Personal Financial Checklist

We suggest having the following documents and data gathered, updated at least annually, and kept in a secure location
General Documents
Insurance Documents
Tax Documents
Legal Documents
Bank Documents
Medical/Emergency Documents
  • Key contacts address and phone numbers 
  • Social Security card 
  • Birth certificates 
  • Marriage certificate 
  • Passport/Citizenship papers 
  • Driver’s Licenses · Adoption papers 
  • Appraisal or inventory for valued items 
  • Pre-nuptial agreement · Divorce Decree and associated papers 
  • Military separation papers 
  • Safe combination 
  • Safe deposit box number list 
  • Location of safe deposit box keys and bank
  • Life insurance policies 
  • Disability insurance policies 
  • Health insurance identification cards 
  • Travel insurance policy 
  • Property and Casualty policies 
  • Veteran’s Administration insurance papers  
  • List of beneficiaries, including name, relationship, social security number, address and phone numbers
  • Federal and state tax returns 
  • Federal and state gift tax returns 
  • Deferred compensation agreements 
  • Pension plan 
  • Annuity distribution statements 
  • Promissory notes for debts owed 
  • Trust documents 
  • Will, Durable Powers of Attorney for Financial and Health matters  
  • Real estate deeds and title documents 
  • Motor vehicle title 
  • Buy/Sell partnership agreement Investment Documents 
  • Annual brokerage account statements  
  • Annual retirement statements – Traditional IRA, Roth IRA, 401(k), 403(b), 457 accounts  
  • Stock certificates not held in an account 
  • Bearer bonds not held in an account 
  • Investment club documents 
  • Annual college account statements (529, Coverdell) 
  • Security cost basis  
  • List of beneficiaries by account, including name, relationship, social security number, address, phone numbers
  • Annual money market account statements 
  • Annual credit union statements  
  • List of credit cards, including account number, issuer and issuer’s phone number  
  • List of loans outstanding, including creditor’s name, contact information 


  • Living will or health care proxy 
  • Durable Powers of Attorney for financial and Health matters 
  • Prescription plan identification cards 
  • Last will and testament 
  • Last letter to Family 
  • Letter of instruction to executor/executrix 
  • Burial instructions 
  • Cemetery plot deed 
  • Pre-paid cremation or burial agreements 
  • Funeral home preference, including name and location 
  • Family death certificates


Be Prepared

You’ve worked and planned your entire life to build a nest egg, but occasionally your plan might not play out as you’ve hoped. Life happens, situations change, and sometimes an illness or accident can change your plan. While you cannot predict the future, you can anticipate the unexpected, and you can prepare your spouse or beneficiaries to be in the best position possible to make educated and timely decisions in the event you cannot make them for yourself. 

We can help guide you to establish goals for the ultimate disposition of your wealth. Often, the spouse is the first beneficiary of the wealth. After that, children, grandchildren, and charities are the usual recipients of the wealth. You need to decide who will benefit from your estate, the order in which they will benefit, and the amount or percentage of your wealth they should receive. 

Legacy planning allows you to make decisions prior to your death or incapacitation. Planning ahead will ensure your desires are honored, and will make the process as seamless as possible for your spouse or other beneficiaries during a time that is often already difficult and stressful. We suggest having the above documents and data gathered, updated at least annually, and kept in a secure location in which your Financial Advisor and/or spouse are aware of.

Interested in one of our services?

The team at Lockshield Partners would love to assist.